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Collect seamlessly.
Pay out confidently.

DunadPay is a merchant payments platform built for businesses, digital platforms, and gaming operators in Nigeria. Accept payments, automate payouts, manage settlements, and integrate seamlessly through powerful APIs. With dedicated sandbox and live environments, DunadPay enables businesses to test, launch, and scale their payment operations securely and efficiently.

Sandbox & Live environments Card & bank transfer collections HMAC-signed API
Merchant Dashboard Live Environment
Available Balance ₦1,240,500
Today's Collection ₦186,000
Wallet (T+1) ₦1,426,500

Recent activity

Pay-in · Card Completed ₦45,000
Payout · Bulk (12) Processing ₦320,000
Pay-in · Bank transfer Completed ₦12,500

Built for merchant operations. Everything your finance and engineering teams need to collect, settle, and pay out.

Solutions

Solutions for revenue-heavy platforms

Whether you run digital products, marketplaces, or gaming, Dunadpay gives you merchant collections, settlement visibility, and payout controls in one place.

Customer collections

Accept card and bank-transfer pay-ins into your merchant wallet with clear, real-time transaction status and automated reconciliation.

Winnings & disbursements

Send single or bulk payouts against your Available Balance, with validation checks that stop failures before funds move.

Finance & ops visibility

Track Wallet (T+1), Today's Collection, and Available Balance so your teams know exactly what can be shipped or paid out today.

Crypto & Assets

Expand your reach with digital asset management

Accept, hold, and disburse digital assets alongside traditional fiat. Built for modern, borderless businesses that need seamless crypto-to-fiat infrastructure.

Multi-Asset Wallets

Securely hold and manage major cryptocurrencies like BTC, ETH, and stablecoins (USDT, USDC) in a single, unified dashboard.

Instant Fiat Conversion

Automatically convert incoming crypto receipts to your local currency at competitive, real-time exchange rates with zero friction.

Institutional-Grade Security

Rest easy with multi-signature authorization, cold storage custody, and real-time threat monitoring for all digital assets.

Developer-Friendly API

Seamlessly integrate crypto collections and payouts into your existing stack with the same robust API you use for fiat.

Total Portfolio Balance
₦ 48,250,000.00
₿
Bitcoin
BTC
0.452 BTC
₦ 28,500,000
Ξ
Ethereum
ETH
4.12 ETH
₦ 15,200,000
₮
Tether
USDT
3,000.00 USDT
₦ 4,550,000
Utility & Bills

Offer seamless bill payments to your users

Integrate electricity, airtime, data, cable TV, and water payments directly into your platform. Instant tokens, automatic receipts, and zero hidden fees.

Choose a category. Pay in seconds.

No more switching between apps or hunting for meter numbers. Your users can save their billers and reuse them forever with a single API call.

Instant confirmation — tokens and receipts delivered in seconds.
Saved billers — pay regular bills in two taps via our SDK.
Zero hidden fees — transparent pricing for every transaction.
⚡
Buy Electricity Pay in seconds · Instant token
Eko Electricity (EKEDC) ▾
04123456789 ✓
₦5,000.00 NGN
Amount₦5,000.00
Service fee₦0.00
Total to pay₦5,000.00

Receipt sent to email and dashboard

EKEDC
Eko ElectricPrepaid & postpaid
IKEDC
Ikeja ElectricPrepaid & postpaid
MTN
MTN NigeriaAirtime & data
AIR
AirtelAirtime & data
DStv
DStvCable TV
GOtv
GOtvCable TV
SPN
SpectranetInternet
LWC
Lagos WaterWater bill
Platform capabilities

Built for scale and compliance

Operate from the merchant portal for balances, payouts, and KYC. Or integrate pay-ins and payouts through the API with webhooks.

Pay-ins & payouts

Collect revenue and send payouts from one merchant wallet, with balances that finance teams can trust.

API & webhooks

HMAC-signed API requests, webhook callbacks, and comprehensive developer docs for status handling.

Sandbox to Live

Integrate in sandbox, complete KYC, and promote to live without rebuilding your integration or changing endpoints.

Team access control

Invite team members, define roles, and keep sensitive payout and API actions strictly controlled.

How it works

From sandbox to live in four steps

Start testing immediately. Go live after business verification — the same APIs and portal flows in both environments.

01

Create a merchant account

Sign up with your business details and verify your email. You start in sandbox so you can integrate safely.

02

Complete KYC & settlement

Upload business documents and add a settlement bank account in your registered business name.

03

Integrate or use the portal

Call the pay-in and payout APIs, or operate directly from the dashboard. Use docs for HMAC signing.

04

Go live

After documents are approved, your business moves to live. Collect, settle, and pay out for real.

Get started Developer docs
Pricing

Start in sandbox. Go live on commercial terms.

Sandbox is free for integration. Live and enterprise fees depend on volume, corridors, and product mix.

Sandbox

Build and test your integration with no live money movement.

Free

Forever, for development

  • Full merchant portal access
  • Pay-in and payout API testing
  • Sandbox webhooks
  • Developer documentation
Create sandbox account

Enterprise

For high-volume operators needing dedicated commercial support.

Custom

Volume-based commercial terms

  • Everything in Live
  • Dedicated technical contact
  • Custom reporting needs
  • Onboarding playbooks
  • SLA discussion
Contact us

Operate from the merchant portal — or your own stack

Use the web dashboard for balances, payouts, reports, and KYC. Or integrate pay-ins and payouts through the API with webhooks.